401(k) Retirement Services

401(k) Retirement Services

Whether you’re a start-up, self-employed, or a business with many employees, today is the right day to start saving for retirement.

Setting up a 401k allows your retirement income to grow tax-free. With each contribution, you can lower your tax burden up front and you won’t have to pay taxes on your plan until you withdraw funds in retirement.

Payroll integration is a breeze. If you’re an entrepreneur, you’ll be investing in, and protecting, your future.

Everything is automated so you’ll effortlessly maintain your budget.

Enjoy the financial and tax benefits of retirement planning while also improving employee satisfaction and loyalty. Clients who start a new 401(k) plan may be eligible for up to $15,000 in SECURE Act tax credits, among others.

Whatever your needs, we’ll help you find the right fit. Employers can choose their contribution amounts and vesting preferences. Retirement options include 401(k)s, safe harbor plans, and profit-sharing plans.

Mandatory Retirement Benefits in California

If an employee doesn’t have a plan via their employer, the state will set up and manage a plan for the person under this retirement mandate called SB1234 (CalSavers Retirement Savings Program).

Employers with five or more eligible employees must participate if they don’t already offer an employer-sponsored retirement plan.

If you don’t want the state to administer your program, we have you covered. If you’re outside of California, we have you covered, too.

Benefits of Setting Up a Retirement Program

You’ll be providing incentives to attract and retain the highest quality employees for the long term – allowing your business to stay competitive.

In 2024, the 401(k) plan contribution limits are $23,000. If you’re 50 or older, you can save an extra $7,500.

With an IRA, the current annual limit is $7,000. If you’re 50 or older, you can save an extra $8,000.

We’re committed to your success – that’s why we’re excited to partner with retirement experts that care about making affordable retirement plans accessible to you and your teams.

Saving for Retirement Made Easy

We have exceptional relationships with several trusted retirement partners. They automatically sync 401k plans directly with our payroll software, process contributions and handle compliance testing and all IRS paperwork.

It is small business friendly in terms of pricing and flexible investment options.

Our partner programs are designed exclusively for solopreneurs, small businesses (up to 100 employees), and start-ups.

As with all our partners, you can expect world-class customer support including a free consultation when you sign up. Clients with an existing 401(k) plan can benefit from a complimentary report to help you consider if your plan is still competitive.

  • Invest in your future on autopilot through payroll deductions.
  • Receive tax deductions on your contributions.
  • Employer-match contributions are also an option through 401ks.
  • You can build wealth without an annual tax bill on your earnings.


Flat-fee plans start as low as $18/month for the self-employed, family businesses, freelancers, independent contractors, and any 1099 business. This works best for those who own their business and have no employees or only part-time employees.

For the self-employed investor, you can contribute in one of three ways:

  • Traditional solo 401k contributions using “pre-tax” dollars.
  • Roth 401k contributions using “after-tax” dollars.
  • Or combine both and make contributions using pre-tax income and after-tax income.

For start-ups and small businesses, plans start as low as $75/month. Our partners will never charge for Assets Under Management (AUM) fees like many of their competitors.

Quick online setup and management. Tailored to you – making it a breeze to meet your goals and put aside thousands of dollars each year in tax-deductible retirement savings.

Our partners all offer direct, affordable pricing with no transaction fees.

Government Compliance Made Easy

When you sign up with one of our retirement partners, they provide electronic participant statements; tax filing and plan document preparation; participant disclosures; annual plan notifications; IRS testing and monitoring; and eligibility notices.

Enjoy a transparent, competitive pricing structure with zero transaction fees.

Wealth management advisors are available upon request.

Secure your financial future. Protect your money. Take care of your employees. Have peace of mind.

If you have any questions, please call us at (949) 215-3769.

What our clients say about us

Gordon and his team run this first class operation. Why go with the big box ADP when you can have professional, personalized services at a lower cost? It’s a no brainer.

They take care of my payroll needs for multiple locations so I can focus on growing my business. Gordon promptly responds to all my questions and concerns. He also helps me take care of additional issues like workers’ comp audits and taxes.

Julie L. via Yelp

I wish I would have known about them years ago. You call you get to talk to Gordon, you email your data into him and it gets done… like a smooth-running machine. I strongly suggest you call Gordon and start having him handle your payroll needs today.

We as business owners have enough to do without having to deal with Federal and State agencies. Put your efforts into your business that you know best, that is what makes you money.

Sharon D. via Google

We’ve been with this company for almost a year and could not be more pleased. Gordon keeps us in compliance with all of the complex employment and tax rules. He is extremely patient, committed and giving of his time and knowledge without reservation. If we need help understanding something he is always there for us.

If you’re thinking about getting someone to take over your payroll, give Gordon a call. He is more than affordable and worth every penny.

Kathleen M. via Yelp

I had stayed with a large payroll company because I thought it was difficult to change. Once my friend recommended Gordon, it was so fast and easy to switch! And my fees were cut in HALF!

And I pay nothing when they file quarterlies. And he’s a million times more responsive.

Arlene M. via Email
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