Payroll Cards

Payroll cards (available in every state) offer a simple way to pay workers electronically (whether or not they have their own bank accounts) by using a prepaid payroll debit card. It’s easy and it will save you time.

No cost Payroll Card

Payroll Direct Deposit Cards

Through our paycard partner NatPay® we offer Payroll Cards for unbanked employees at NO COST to your business. These FDIC-insured debit card accounts allow employees to benefit from direct deposit. Did you know the average unbanked employee spends $182 annually just to access their pay and pay their bills?

Free your employees from the expensive shackles of a paper check with our paycard solutions. Accommodate an ever-changing workforce.

What Is A Payroll Card?

Payroll cards for employees let you pay your workers using a prepaid debit card – especially useful if employees don’t have a bank account.

Pay cards for payroll provide an easy way for employers to lower expenses (compared to using paychecks) and for employees to get paid quickly without the hassle of cashing a check.

Paycards are also called electronic payment cards, cash cards, prepaid direct deposit cards or bank debit cards.

Direct Deposit vs. Payroll Cards (Paycards)

The advantages of direct deposits include benefits for both employers and employees. These are electronic transfer payments made directly to an employee’s savings or checking account for net wages earned. This can be especially helpful with employees working remotely due to the pandemic.

It can be handled automatically, the funds are available as soon as next business day, and there’s no paper check necessary (which saves time for the employee). However, direct deposit isn’t available if a business owner is paying an individual without a bank account. In these cases, a payroll card is the next best option.

These prepaid, reloadable paycards work the same as a debit card. The debit card contains the exact amount that would have been direct deposited.

Some payroll card providers will charge fees for balance inquiries and cash withdrawals, but there are ways to avoid fees depending on your provider (see Employee Benefits below). Both options are paperless.

Benefits of Payroll Cards Infographic

Employer Benefits Of Payroll Cards

Robust Support: Dedicated Program and Client Service managers walk clients through the implementation process, send steady supplies of marketing collateral, instantly issue cards and provide training and ongoing support.

Save Money and Time: There is no cost to employers to implement or maintain paycards. Most save $3.15 per paper check conversion, and switching to direct deposit payroll cards eliminates priceless time spent on the administrative work of paper check printing, processing, tracking and delivery.

Secure Processing: National Payment Corporation (NatPay) was founded in 1991, and became the leading company to offer third-party processing of Direct Deposit for employee payroll. The company processes more than $115+ billion annually for 228,000+ ACH clients nationwide. Paycards are secure and help mitigate the risk of delayed or lost paper checks.

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Employee Benefits Of Payroll Cards

Payroll Cards for employees allow them to have their wages direct deposited to their card every payday! The card belongs to the employee, not the employer, even if they leave their job.

No Cost Purchases & Cashback: There is no charge for swiping the payroll card as credit or debit at point-of-sale transactions, and there is no cost for cashback at most grocery stores and other retailers when cardholders swipe their card as debit. Cardholders can also make one no cost Bank Teller Withdrawal of any amount once per pay period. Free in-network ATM access, unlimited bank teller withdrawals, and card-to-bank transfers.

Avoiding Fees is Easy: Employees have unlimited FREE access to over 55,000 Allpoint ATMs nationally. When making purchases, run the purchase as a CREDIT at retailer’s point-of-sale.

NatPay payroll cards for employees

It’s The Employee’s Card: Each cardholder can use the card’s routing and account number to add additional direct deposits, like tax returns or a second job.

Online Shopping and Payments: Employee debit cards can be used for online shopping, renting a car, and booking a flight or hotel online.

Quality Assured Customer Support: Free 24/7/365 US-based phone support! Live bilingual customer support in English and Spanish monitored by a dedicated QA team ensures helpful, educational and consistent service. To ensure education on fees and best uses of the direct deposit debit card, cardholders receive a welcome call upon activation.

What our clients say about us

Gordon and his team run this first class operation. Why go with the big box ADP when you can have professional, personalized services at a lower cost? It’s a no brainer.

They take care of my payroll needs for multiple locations so I can focus on growing my business. Gordon promptly responds to all my questions and concerns. He also helps me take care of additional issues like workers’ comp audits and taxes.

Julie L. via Yelp

I wish I would have known about them years ago. You call you get to talk to Gordon, you email your data into him and it gets done… like a smooth-running machine. I strongly suggest you call Gordon and start having him handle your payroll needs today.

We as business owners have enough to do without having to deal with Federal and State agencies. Put your efforts into your business that you know best, that is what makes you money.

Sharon D. via Google

We’ve been with this company for almost a year and could not be more pleased. Gordon keeps us in compliance with all of the complex employment and tax rules. He is extremely patient, committed and giving of his time and knowledge without reservation. If we need help understanding something he is always there for us.

If you’re thinking about getting someone to take over your payroll, give Gordon a call. He is more than affordable and worth every penny.

Kathleen M. via Yelp

I had stayed with a large payroll company because I thought it was difficult to change. Once my friend recommended Gordon, it was so fast and easy to switch! And my fees were cut in HALF!

And I pay nothing when they file quarterlies. And he’s a million times more responsive.

Arlene M. via Email
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